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What to Expect from Your Home Inspection
Buying a home is an overwhelming experience. First, there are the hundreds of homes to look at. Then, having narrowed your choice to that special one, there is a long list of people you need to consult to make your purchase a reality. From Real Estate Agents to mortgage specialists and from lawyers to home inspectors, there are a number of people waiting to help you.
Buying a new home is a significant purchase and paying the professionals who help guide you along the way adds to the expense. With so much cash flowing out of your wallet, it is important to know what services to expect from each professional you hire.
Although a certified home inspector will not guarantee years of maintenance free home ownership, it is their job to make sure you are fully informed about the house you plan on buying. Since your decision to purchase a particular home may be made based on their report, you will want your inspector to be a thorough as possible. It is also the homebuyer’s responsibility to be as thorough as possible when discussing the inspection with their chosen certified home inspector.
In preparing for a home inspection, you can expect the process to follow a few simple steps:
Pre-inspection meeting. This meeting will more than likely take place over the phone when you hire a certified home inspector. The home inspector will need some basic information about the home before actually visiting the property. These questions will be fairly general, such as the home’s approximate age. If there is something you are not certain about, give the home inspector your Real Estate Agent’s number, your agent will have any information the home inspector would need before the actual inspection.
The Inspection. Your Real Estate Agent will book an appointment for the home inspector to visit the property before you take possession. This may take a couple of days to co-ordinate the appointment with the people selling the home. Plan on being at the inspection and follow the home inspector around. Ask the inspector what they are looking for, how things work and what possible issues may come up in the future. Although a certified home inspector will provide you with a written report, take your own notes, writing things down so you will understand them later.
The Report. A home inspector’s written report will be thorough, pinpointing any areas of concern, along with its severity. The report also highlights any maintenance or repairs that are evident or that are coming due, along with a projected cost. The report is usually prepared during the inspection and available immediately to the homebuyer. Some home inspectors also offer a web-based report, which can be more thorough and include pictures. Because the report is often a technical checklist, it is important to clarify anything you do not understand with the home inspector.
An Energy Audit. Some home inspectors are also qualified to provide you with an energy audit of your home. Very similar to a regular home inspection, the energy auditor’s report will highlight ways in which to make the home more energy efficient and any government tax incentives to make these retrofits.
Having a home inspection prior to taking possession of your new home is prudent. Knowing what to expect from your certified home inspector will allow you to make the most out of your home inspection.
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